Legal Disclaimer and Liability Release
Back to PlatformIMPORTANT LEGAL NOTICE - READ CAREFULLY
d/b/a AI Integrity Platform
Contact: jessica@constitutionalai.io
Wyoming Limited Liability Company
This Disclaimer and Liability Release governs your use of all services, software, artificial intelligence tools, and related materials provided by Cowboy State AI Solutions LLC. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms.
1. Nature of AI Services
1.1 AI-Generated Content and Analysis
Our services utilize artificial intelligence and machine learning technologies to monitor, analyze, and enhance AI system performance across multiple industries including insurance, finance, legal, engineering, and consulting. AI-generated content, analysis, and recommendations are not guaranteed to be accurate, complete, current, or error-free. All AI outputs should be considered as informational tools requiring human review and professional judgment.
1.2 Not Professional Services
Insurance Services:
- Insurance advice, recommendations, or consultation
- Underwriting decisions or policy recommendations
- Claims handling, adjustment, or settlement services
- Risk assessment or actuarial determinations
- Insurance brokerage or agency services
Business Services:
- Strategic business planning or recommendations
- Management consulting or operational guidance
- Business intelligence or analytics consulting
- Market research or competitive analysis
- Regulatory compliance consulting
Financial Services:
- Investment advice or financial planning
- Securities analysis or trading recommendations
- Banking or lending decisions
- Credit assessments or risk evaluations
- Regulatory compliance guidance for financial institutions
Legal Services:
- Legal advice or representation
- Contract drafting or review
- Legal research or case analysis
- Regulatory compliance consulting
- Litigation support or legal opinions
Engineering Services:
- Professional engineering design or analysis
- Safety assessments or structural evaluations
- Technical specifications or standards compliance
- Professional engineering certifications or approvals
- Code compliance or regulatory determinations
Consulting Services:
- Strategic business consulting
- Management or operational advice
- Professional advisory services
- Industry-specific expertise or recommendations
- Compliance or regulatory guidance
1.3 No Licensed Professional Relationship
Use of our services does not create any professional relationship, including but not limited to attorney-client, insurance agent-client, engineer-client, financial advisor-client, or consultant-client relationships. We are not licensed professionals in insurance, finance, law, engineering, or other regulated industries.
2. User Responsibilities
2.1 Professional Verification Required
- Verify all AI-generated content with qualified professionals in the relevant industry
- Consult licensed professionals for all industry-specific decisions
- Obtain proper legal, financial, or engineering counsel as appropriate
- Conduct independent research and due diligence
- Comply with all applicable laws, regulations, and professional standards
2.2 Appropriate Use
Our services are intended for:
- AI system performance monitoring and optimization
- Educational and informational purposes
- Research and analysis assistance
- Technology evaluation and testing
- Professional productivity enhancement
2.3 Prohibited Uses
- Making final professional decisions without appropriate expert review
- Providing professional advice to third parties
- Creating professional documents without proper review
- Making critical safety, health, or financial decisions
- Regulatory compliance without professional verification
3. Accuracy and Reliability Disclaimers
- Accuracy of AI-generated content or analysis
- Completeness of information provided
- Currency of data, regulatory information, or industry standards
- Suitability for specific purposes or industries
- Compliance with applicable laws, regulations, or professional standards
3.1 Technology Limitations
AI technology has inherent limitations including:
- Potential for generating incorrect or misleading information
- Inability to understand context like human professionals
- Lack of real-time regulatory or market updates
- Possible bias in training data or algorithms
- Risk of "hallucination" or fabricated information
- Performance variations across different domains and use cases
4. Limitation of Liability
4.1 Excluded Damages
WE SHALL NOT BE LIABLE FOR:
- Indirect, incidental, special, consequential, or punitive damages
- Lost profits, revenue, or business opportunities
- Data loss, corruption, or security breaches
- Professional liability or malpractice claims
- Regulatory fines, penalties, or sanctions
- Business interruption or operational claims
- Financial losses or investment damages
- Safety incidents or engineering failures
- Legal malpractice or professional negligence claims
5. Indemnification
- Your use or misuse of our services across any industry
- Your violation of these terms or applicable laws
- Any professional services you provide using our tools
- Any decisions made based on AI-generated content or analysis
- Any regulatory violations or compliance failures in any industry
- Any harm to patients, clients, or third parties
- Any safety incidents or engineering failures
6. Regulatory and Compliance Disclaimers
We are not licensed professionals:
- Insurance professionals or carriers
- Business consultants or management advisors
- Registered investment advisors or financial institutions
- Licensed attorneys or legal service providers
- Licensed professional engineers
Data Privacy and Security
- Users are responsible for compliance with applicable data privacy laws (GDPR, CCPA, HIPAA, etc.)
- We implement reasonable security measures but cannot guarantee complete data security
- Industry-specific privacy requirements remain user's responsibility
Quick Reference
What This Platform IS:
- AI monitoring technology
- Performance analysis tool
- Educational resource
- Research assistance
What This Platform IS NOT:
- Professional advice
- Licensed services
- Regulatory compliance tool
- Decision-making authority
Contact Information:
Cowboy State AI Solutions LLC
Wyoming, USA
support@insurancegpts.com
